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FOCO: Family Budget
Finance, Order, Control, and Objectives for shared family spending
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Product experience
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FOCO is a privacy-first family budget for Apple devices. Plan category limits, record transactions, confirm recurring payments, reconcile your records with your bank, and understand what remains without giving a budgeting company your bank credentials. Share a budget privately through iCloud, scan receipts on device, ask questions about verified spending, and use optional Apple Intelligence assistance while keeping every financial change under your control.
Available foriPhoneiPadApple Watch
- Private iCloud budget sharing
- Category limits and remaining-to-spend tracking
- Guided account reconciliation without bank credentials
- On-device receipt understanding and Apple Intelligence
- Recurring payments, reports, widgets, Siri, and Apple Watch
Product documentation
Clear product-specific policies for privacy, use, and support.