FOCO: Family Budget
Finance, Order, Control, and Objectives for shared family spending
iPhone · iPad · Apple WatchComing soon

About the product
FOCO is a privacy-first family budget for Apple devices. Plan category limits, record transactions, confirm recurring payments, reconcile your records with your bank, and understand what remains — without giving a budgeting company your bank credentials.
Share a budget privately through iCloud, scan receipts on device, ask questions about verified spending, and use optional Apple Intelligence assistance while keeping every financial change under your control.
In the hand





Key features
- 01Private iCloud budget sharing
- 02Category limits and remaining-to-spend tracking
- 03Guided account reconciliation without bank credentials
- 04On-device receipt understanding and Apple Intelligence
- 05Recurring payments, reports, widgets, Siri, and Apple Watch
Product documentation
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